buying a used car

We all live under a budget no matter how low we earn or rich we are, we strive to adhere to it, or else we could end up messing our financial statuses. Shopping for a car is one aspect which depends on your financial ability. If you are a low spender then you will opt to go low. Again if you are a spendthrift then you go high. There are tons of cars under the $20,000 margin which you can purchase for your first time. We have the newest models or you can go for the certified used cars. All will all depend on your choice and here is a guide to help get your dream car under the 20k margin.

When you are about to purchase your first car, the process will be tricky. You just can’t jump and land on any car and drive it off. There are several factors which you need to consider with one of them being the price. Going under your budget is important. Also, consider getting an extended car warranty on that first car purchase. The life and well-being of your car depend a lot on how you treat and take care of your car. An extended warranty is one way of protecting your car from unforeseen expenses and breakdowns. At the same time, you will be protecting your financial stability.


1.2022 Subaru Impreza.


Subaru is a Japanese automaker that is well known for producing outstanding, incredible, and quality cars. One surprising fact about these cars is how cheap they go for considering the quality and stability in them. Subaru engineers their cars to customer satisfaction and one of the best models ever is the 2022 models of the Subaru Impreza. Comes fitted with a 4-cylinder engine that can produce up to 150 hp and 145 lb-ft of torque. Also comes in both manual and CVT transmission. With a starting price of $19,755, the Subaru Impreza 2022 model could be yours.


2.2021 Mazda3.


It is a premium AWD car that is a real performer all courtesy of the 3 trims of the 4-cylinder engine that comes in different horsepower and torque. We have the 154 hp that is an only front-wheel drive, 187 hp AWD, and the 250 hp model. It is a fuel economy saver model in case you are looking for one. This car comes at a starting price of $20,000. That is quite fair considering what the car comes packed with.


3.2021 Hyundai Veloster.


The Veloster series comes in two power trims. We have the 2.0 liter 4-cylinder that produces around 1476 hp and 132 lb-ft of torque and then the 1.6 liter 4-cylinder model that gives out 201 hp and 195 lb-ft torque. The interior is made of decent and pleasing materials to bring out an exquisite and appealing look and feel. The car comes cheap at only $19,905.


4.2021 Kia Forte.


It is a 5-seater compact sedan with a basic trim of a 2.0-liter engine producing over 145 hp. The car also comes in both manual and CVT transmission from which you can pick or choose what suits you. The high-end trim comes in a 1.6-liter engine giving out 201 hp


5.2021 Volkswagen Jetta.


The base model of the Jetta series has a 1.5-liter engine capacity producing 158hp and 184 pound-feet torque. The car has a starting price of $20,000.


  1. 2021 Mazda CX-3.


This is an elegant and sporty sort of car that offers an athletic-like vibe while driving. This is due to the package under the hood which is a 4-cylinder engine that can give out 145 hp. Has a well-crafted interior space with modern infotainment systems and other cool features. Goes for $20,000 or slightly above depending on the car dealership. Remember, when purchasing g a new car, never leave an extended warranty off the list.


7.2021 Nissan Versa.


It’s the price tag for many that will attract them to getting hold of the 2021 Nissan Versa. If you just want to move from one point to another without complications or any issue then this is the right car for you. Might look simple but us truly a masterpiece. Comes fitted with a 4-cylinder engine that powers the front wheels only and produces 122 hp. Only going for around $16,000. Such a soothing price tag.


8.2021 Kia Soul.


It is amongst the most affordable cars starting at $17,500. Comes with a 2.0 liter 4 cylinder engine producing 147 hp. We have the six-speed manual and CVT transmission versions.


  1. 2021 Hyundai Accent.


The base trim comes with a 1.6 liter 4 cylinder engine that gives out 120hp pushing the front wheels only. Has six-speed manual and CVT transmission systems. Goes for $16,400.


10.2020 Honda Fit.


This perfectly fits to be the first car to purchase if you are a first-time car owner. Comes fitted with a CVR or manual transmission from which you can choose. Has a base engine power of about 130 hp. Has a price tag of $17,165.



Getting your first car is such a hard task without proper research, advice, and guidance, you can end up falling for what wasn’t your perfect match. However, with the above listing, you are good to go with any of the models. The under $20,000 margin cars still offer exciting and amazing experiences not that different from cars above that margin. Always reflect your budget with the car you need and go low if necessary. While making the purchase, don’t leave behind an extended warranty. It will help you cover unforeseen damages and expenses. Contact us now for further guidance and advice about extended warranties at info@a-protectwarranty.com. You can also call us at +1-866-660-6444.

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