Category Archives: Car Warranty General

Just like many other agreements, you are bound to come across a fair amount of terms and possibly even jargon within the contract. It’s extremely important to understand every word of the agreement prior to signing.

Extended Warranty

The term used to describe the contract between the vehicle owner and the coverage provider. These are warranties, and they are different from insurance policies. Policy terms, conditions, and coverage varies from provider to provider and from policy to policy. Your extended warranty is designed to pick up where your previous warranty leaves off. In other words, it’s a way of maintaining the same amount of coverage for your vehicle after the manufacturer’s warranty runs out.

Deductible

This is the sum of money that you will be required to pay out of your own pocket when submitting a claim. This amount is usually predetermined or at least there is a maximum set. Ask your provider about their deductible policy and find out if you can have multiple repairs performed under a single deductible. This should be specified in the contract. You might also qualify for a zero deductible policy, and it’s work asking about. That said, this usually means that these policies cost a bit more.

Mechanical breakdown

This term refers to the state of the vehicle when it is not able to function properly due to a defective part or workmanship issues. This term does not refer to parts that fail due to normal wear and tear. Such repairs would be covered by a different term (see wear and tear).

Named component coverage

This term is quite self-explanatory. Simply put, all of the parts covered by the policy are clearly listed. Anything not on the list is not covered. This is a type of policy and, even if you don’t opt for this kind of coverage, you should always ask your provider for a detailed description of your policy. This option is not necessarily the most comprehensive but is suitable in some instances.

Power Train

Some policies include this term to describe the parts that generate power for the wheels. This includes the engine, drive shaft, and the engine. Again, just like any other part of your coverage, it’s always good to confirm the finer details with your provider.

Wear and Tear

This type of warranty is highly desirable since it really offers the most coverage of all. It’s the most comprehensive option out there since it covers everything – including wear on your car parts. Things like valves, pistons, gaskets, and even the nuts and bolts that hold everything together are often classified as wear and tear. It’s important to understand that even a mechanical failure that results from a worn part might not be covered unless you have wear and tear coverage.

When reading through your policy, make sure that you have a full comprehension of the terms and conditions before you agree to anything. Feel free to ask about various policies and find out how each plan differs from the next. Our trained staff at A-Protect Warranty are available at 1(866) 660-6444 or (416) 661-7444 to listen to all of your concerns and make the appropriate recommendations based on your needs.
 

There’s no question that extended used car warranties offer peace of mind, and they can save you plenty of money. That said, many vehicle owners get tripped up over the same common mistakes. Being aware of these hurdles and potholes will help you avoid them.

Wrong package choice

Many vehicle owners make the hasty choice when browsing through the options. The price of a regular mechanical breakdown policy might be attractive, but it’s important to understand that they do not cover wear and tear. In other words, if something needs replacing or repair due to normal wear, this will not be covered by the warranty. In addition, if other damage is caused as a result of a worn part, this can also be associated with wear and tear. These kinds of breakdowns are very different from sudden and unexpected mechanical failures. So, before you choose a plan, take a moment to think about all of your options and make the best choice for your budget and needs.
 

Neglecting preexisting issues

If your vehicle has any preexisting problems, it’s important that they are fixed before you sign a warranty agreement. If, for example, your air conditioner is faulty, you will not be able to claim for this fault from your new policy. If you try to claim for these problems, your claim will be rejected and, apart from this, it’s obviously unethical. For your protection, you might want to have your vehicle inspected from top to bottom before your new policy comes into effect.
 

Feeling obligated

You are by no means obligated to purchase an extended warranty from a particular provider or dealer. It’s your right as the vehicle owner to shop around for the best plans at the best price. If you feel like your hand is being forced, this should immediately raise some red flags.
 

Rushing the process

It might seem really easy and convenient to sign on the dotted line while signing all of your vehicle purchase papers. For vehicle owners who wish to extend their coverage, it might seem like the best option is to go through their dealership. However, choosing an extended warranty should never be rushed. Vehicle owners should always take the time to shop around and compare the prices as well as warranty terms from various providers. Shopping for a used car warranty is much like hunting for a used car. You will see a number of offers on the market, and each seller will rate their product as the best. Therefore, it’s up to the buyer to make the distinction. Make sure that you set some kind of reminder to notify you when your current warranty is nearing its end. This way, you will have more than enough time to do research and shop for the best extended warranty.

At A-Protect Warranty, we take your concerns and coverage seriously. We understand that each vehicle owner is different and so are their needs. We focus on making sure that you get the most appropriate and affordable coverage based on your preferences and requirements. Call our experienced team today at 1(866) 660-6444 or (416) 661-7444.

When you buy a car, the last thing you want to think about is something going wrong. Whether it’s a routine oil and filter change or something a bit more unexpected, the right auto warranty can ensure that you’re not caught off guard. That said, when you sign a used car warranty agreement, it’s vital that you know and understand all the steps involved in making a claim. Different providers might have different stipulations which is why you should always be prepared and make sure that you get the procedure in writing.

When you realize that you need some kind of work performed on your vehicle, it’s important to obtain approval before you take any action. While some vehicle owners like to believe that they can request reimbursement for the cost of the repairs, this might not necessarily be the case. When your vehicle is covered by a warranty, there are usually certain prerequisites that must be met by the repairer. Warranty providers will let vehicle owners know where they should take their vehicle for the work to be completed. Considering the warranty is covering the cost, it’s understandable that the provider should be the one to approve them.

In some cases, the warranty provider might request that your vehicle be inspected in order to check for any preexisting damage or wear. This inspection is not only good for the warranty provider but also the vehicle owner.

Ask your provider about any vehicle maintenance requirements. For example, some providers stipulate that an oil service is required every few months (the contract will dictate the precise period of time). If you fail to have your vehicle serviced and properly maintained, and your vehicle suffers some kind of problem as a result, your claim might not be approved.

If you notice a problem with your vehicle – no matter how trivial it might seem, you should pull over and turn the engine off. Report the issue immediately and follow the appropriate claim procedure. If you continue to drive your vehicle despite the problem, you might make the claim process complicated. Make sure that you check your policy in this regard so that you know how to react when faced with any vehicle issues.

Make completely certain that you understand exactly what is covered by your warranty. For example, if you opt for mechanical coverage, you should ask your provider exactly what they will approve and if there are any exclusions.

It’s also important to ask about any aftermarket accessories. In some cases, by fitting certain extras onto your vehicle, you could void some or all of your warranty. Again, it depends on the part and the terms of your warranty agreement.

Ask your provider about any possible limits and restrictions. There might be some kind of waiting period from the start of your coverage to the moment you can make any claims. If you make several claims within a short period of time, it could lead to some form of suspicion. Just another reason why you should check your car before purchasing a warranty and make sure that the service history is completely up to date.

Call A-Protect Warranty at 1(866) 660-6444 or (416) 661-7444 for a personal and professional approach to your vehicle coverage.

Vehicle owners know just how important it is to be mobile at all times. If you have ever had maintenance or repairs performed on your vehicle, then you know just how expensive it can get. In addition, if you don’t have the money to repair your car, you could be without wheels until you save up to pay your bill! Why risk the cost and inconvenience when you could choose an extended auto warranty instead? Preparing for your warranty purchase need not be a time-consuming inconvenience. Here are some steps that you should follow when approaching the conclusion of your existing coverage.

Current policy expiration

First things first, take a look at the terms of your current policy and determine the exact or approximate date when it should expire. This will help you when shopping for your next policy since you will know more or less how much time you have to shop around.

Maintenance check

If you are buying a used vehicle, it’s always good to take your time and inspect the car inside and out. Take a look through the service and maintenance record to find out exactly what kind of repairs and other work has been performed. Look for things like regular oil changes and replacement of filters. Take note of any significant problems that could cause concern later on. In addition, find out whether or not the vehicle has been involved in any accidents. If you already own the vehicle, and you want to purchase an additional warranty, you should still check the history. Make sure that all the recommended repairs and maintenance have been performed and that anything that was ever on the “back burner” has been dealt with.

Current warranty terms

Take a long look at your current warranty and find out what is included and what you are not getting. This, along with the price, will give you an idea of a limit to your budget. In other words, you should look for a similar or better deal. Remember that the cheapest policy might sound great but by paying marginally more, you could enjoy even more great benefits. In short, it’s all about getting the most bang for your buck.

Get several prices

Shopping around should come as second nature to most consumers these days. Even more so when you consider something that will affect your monthly budget. It’s not just about shopping around at different providers. It’s also about asking each provider about various packages. While the top of the range product might not suit your pocket, the mid-range one just might. All the more reason to ask about different packages! When requesting a quote, make sure that you provide all the necessary details in order to ensure that the quote you receive is accurate.

Secure your warranty

Finally, before your current coverage ends, you need to make sure that all the pieces are in place to ensure you are protected by the appropriate warranty. Sign all the relevant papers, supply the provider with any necessary documents and make sure that your first payment goes through successfully.

For expert used car warranty advice and assistance, call our knowledgeable team at A-Protect Warranty today at 1(866) 660-6444 or (416) 661-7444. We are always happy to help, and we take a personal approach with each and every one of our clients.
 

Whether your once brand new car is now getting on in years or you have decided to purchase a used vehicle, there is one thing that’s certain no matter what – your car will require maintenance from time to time. As your vehicle gets on in years, and mileage, it also tends to needs more and more attention. Some parts are replaced while others might be able to be fixed, depending on the part and the extent of the damage. When you think about all of these costs over the next few years, it’s enough to make you see why extended warranties are such valuable investments. That said, as with all things in life, there are a lot of misconceptions out there that cause vehicle owners to doubt their warranty choices.

Why get a warranty when I’m covered by the manufacturer?

This is true to a certain degree. When you buy a new vehicle, you can enjoy great coverage. However, you need to keep a close eye on that policy to make sure that it does not expire without your knowledge! The expiration is usually determined by the number of years or once the mileage limit is reached – whichever one comes first. When you feel that milestone approaching, it’s time to start shopping around for an extended warranty. For maximum peace of mind, make sure that your extended warranty begins as soon as your manufacturer warranty ends.

Isn’t it better to get a warranty from the dealer?

It might seem convenient to sign up for an extended warranty at your local dealer, but this often means that you will end up paying more at the end of the day. Another thing to beware of is any dealer who is not willing to offer you a detailed description of the terms and coverage before you sign on the dotted line. The best thing to do is shop around. Take some time to do a bit of browsing online for the best prices and value for money.

The dealer told me that I needed coverage now!

There is such a thing as “upselling”, and it occurs in many industries. It’s like when you go to a boutique clothing store where the shop assistants get paid on a commission basis. They will do anything in their power to encourage you to buy a particular shirt to go with your new jeans! This is when half-truths are often expressed as fact, and vehicle buyers feel the need for peace of mind before they even consider starting up their car. Yes, you do need coverage, and it’s excellent to have coverage before you drive away, but this does not mean that you need to add the warranty to the bill at your dealership. You can opt for a better deal elsewhere instead.

The key is to always know and understand what is required of you by law and what is not. If your local dealership salesperson seems to be putting extra pressure on you for whatever reason, you might consider this to be a red flag. For professional and personal used vehicle warranty contact A-assistance, call A-Protect Warranty today at 1(866) 660-6444 or (416) 661-7444.
 

There are literally dozens of vehicle manufacturers in the world today and, while some have come and gone, others have managed to stick around for decades. American, Japanese, German, or French, different makes and models do well in different markets. For the most part, vehicle owners prefer locally manufactured cars while others fancy the attractive allure of various luxurious imports. What many people still wonder, however, is whether or not their vehicle brand really needs an extended warranty.

The best way of establishing the financial feasibility of a used vehicle warranty is by calculating the value of the vehicle as well as the possible cost of repairs. Don’t forget to consider the cost of towing too. You never know when your trusty set of wheels might let you down. Even if it is a fairly minor issue, towing can really set you back a small fortune if you’re far from home and a long way from the nearest authorized repairer. If the cost of the parts exceeds the cost of the warranty, then it’s obvious which one is the better of the two options.

Certain vehicle makes have gained the reputation for being particularly reliable while others are known for spending more time in the shop than on the road. Regardless, these reputations often change, and you never know when you particular car could be a winner or a dud. Being prepared is the best possible form of peace of mind.

Ford, Dodge, and Jeep were often praised as being durable and reliability. Over the years, however, these opinions have changed. Ford, is an American favorite and they have a truly diverse range of models. From family sedans to speedsters, Ford knows how to appeal to a broad target market. That said, some Ford models have a bit of a bad reputation when it comes to reliability. The original warranty will only cover you for the first three years or first 36,000 miles (whichever one comes first). Once the warranty comes to an end, an extended warranty is the best way of protecting your assets.

Dodge seems to focus on aesthetics more than reliability while Jeep might be tough for off road adventures but they aren’t as mechanically reliable as they should be. Both Dodge and Jeep charge a fair amount for their vehicles, and parts aren’t cheap either. All the more reason to choose a comprehensive warranty for maximum protection and peace of mind.

While these three popular vehicle makes can prove considerably expensive to repair out of pocket, all vehicles can present a financial challenge. For example, if you drive a fairly affordable car, but you don’t earn a huge salary or you already have significant monthly expenses, then the cost of regular repairs can quite literally ruin your finances.

At A-Protect, we take notice of even the smallest of details. We give all of our customers the opportunity to explain what they are looking for as well as their limitations. With these details, and a solid understanding of the type of vehicle concerned, our expert team is able to come up with the most suitable warranty solutions. By meeting the clients needs, we ensure peace of mind and the kind of reassurance that no amount of money could ever buy! Call 1(866) 660-6444 or (416) 661-7444 for more information about our extended warranties.

No matter what kind of car you buy, there are two things you can be sure of. Firstly, your warranty will not last forever and, secondly, your vehicle is bound to require maintenance and some repairs from time to time. The initial warranty on your vehicle usually only covers up to 36,000 miles or three years (whichever one comes first). This might sound like an eternity, but it can go by faster than you think.

Once your warranty comes to an end, repairs have a way of surprising you at the worst possible moment. If you don’t have any kind of coverage, repairs and maintenance can really turn your budget upside down. If you’re not quite convinced, just take a moment to consider the lifespan of various essential parts and the cost of replacing them.

The prices of parts will depend on the make and model of your car. Apart from the cost of the parts, you also need to consider labor. The more complex the task and the type of vehicle can also push up the price. For example, luxury vehicles often cost more to repair due to the complexity and delicate nature of the job. Not to mention the fact that repair shops need to fulfill very specific criteria in order to qualify as authorized repairers.

Engine belts will usually only last for up to 60,000 miles, and a new one can cost anything in the region of $500. Mufflers and exhaust systems are crucial, and a damaged system can result in significant fines. You can expect to get up to 80,000 miles out of your original exhaust system but, after this, it can cost about $200 for a the repairs. Fuel filters require regular replacement every 40,000 miles or so. This will set you back more than $150. If your vehicle has a manual transmission, the clutch will need to be replaced after 40,000 to 60,000 miles, and this costs something in the area of $800 or $900. There are different types of braking systems. Disc brake pads usually reach up to 40,000 miles before they require replacing as do drum brake shoes. Brake pads can cost $500 or more per axle while shoes will set you back about the same price for a set.

While some of these repairs might not seem all that expensive on their own, they can add up if several issues need to be tended to at once. Not to mention the risk of other, more extensive damage and breakdown. A comprehensive warranty will not only cover your repair needs, but you can also rest assured that you can rely on a reputable towing service to provide roadside assistance. When a mechanical failure occurs, and you’re miles from home, it can be a great comfort knowing that you won’t be stranded, and help is on the way.

With all of this in mind, it’s important to remember to choose the appropriate warranty plan. At A-Protect, we offer a range of extended warranty options that cater to various needs. We understand that each vehicle and every customer is different. This is why our team takes the time to listen carefully to your concerns and, with this in mind, we offer you a plan to suit your needs. Call 1(866) 660-6444 or (416) 661-7444 for more information on our various used vehicle warranty options.

When the original warranty on your vehicle comes to an end, you will need to choose between buying an extended warranty and taking your chances. Both of which have their own list of pros and cons. Taking your chances will mean that any repairs and maintenance will come out of your own pocket. Buying an extended used car warranty will cost you in the beginning, but it can more than pay for itself in the end.

That said, a warranty extension is not something you can agree to now and change your mind after a couple of months. Given the importance of this decision, it’s understandable for vehicle owners to have a few common concerns. Answering these questions provides the owner with the clarity needed to make an informed decision.

The first common concern is whether or not a warranty will be worthwhile. Just like many purchasing decisions these days, we have become more likely to question the value for money as opposed to the actual price. Many people feel that their car is just a few years old, and it’s in really good condition so it shouldn’t give them any trouble. This would be great if it was true but your vehicle is bound to require some form of care in the near future. Once your original warranty runs out, it’s only a matter of time before something needs replacing. Each part on its own might not sound all that expensive but, if you need to replace several parts in one month or even one part each month, you could experience some very real financial issues. Your warranty will more than pay for itself even if you don’t have a devastating breakdown. Depending on the package you choose, your warranty will cover a wide variety of mechanical issues so that you don’t have to worry about a thing! You can even ask about a zero deductible option if you don’t want to pay contributions for repair or maintenance work.

Another common concern relates to the fact that you will need to follow the regulations of the agreement. This means that any and all work done on your vehicle can only be performed by certain repairers. Vehicle owners often wonder just how reputable the repairer is and, the good news is that they are thoroughly researched by the warranty company. A warranty provider will not simply send your car to any repairer. The repair shop needs to fulfil some very specific criteria in order to get themselves onto the approved list! The warranty provider does not only look for a reputable auto shop, but they also take your location into consideration. So, it’s not just about getting the job done but also reducing any inconvenience to the vehicle owner.

With an A-Protect Auto Warranty, you can enjoy your time behind the wheel without the unnecessary stress of vehicle repairs and maintenance. Stay focussed on the road ahead and leave your concerns behind thanks to our personalized warranty approach. Contact our team today at 1(866) 660-6444 or (416) 661-7444 and, after listening carefully to all of your main concerns and priorities, we will make various professional recommendations. We strongly believe in this personal approach as well as giving each and every one of our clients the opportunity to choose the plan that they are most comfortable with.

When you buy a brand new vehicle, you can expect a warranty to be included. When buying a used vehicle, on the other hand, this might not always be the case. Of course, regardless of the type or age of your vehicle, it’s bound to require some kind of maintenance and care from time to time, and this is where an extended warranty comes in incredibly handy.
 

High Repair Costs

The cost of repairs and maintenance are the main concern for vehicle owners. When you buy a car, the last thing you want is to pay for any repairs out of pocket. Some small car parts might not sound all that expensive, but the more complex or larger parts can be expensive to replace. Not to mention the cost of labour on top of that. In short, paying for an extended used car warranty will work out far cheaper than depleting your bank balance. Any vehicle owner knows that prompt and swift repairs can dramatically reduce the risk of further damage to your vehicle. Continuing to drive a problematic car, while waiting for your next pay check, can result in more serious and costly damage.
 

Peace of Mind

When driving your vehicle, the last thing you should be worrying about is the possibility of something breaking or going wrong with your car. When your car is covered by a repair warranty, you can get comfortable behind the wheel and enjoy the ride! With all the stress factors that we face on a daily basis, your vehicle maintenance does not have to be one of them.
 

Dependable Breakdown Assistance

There are few things more concerning than your vehicle breaking down when you need it most. A breakdown in the middle of the night or in an isolated location can often make it difficult to find a reputable towing service. By choosing the right warranty, it’s that much easier to obtain the assistance of a reputable towing company.
 

Used vehicles Require More Care

A brand new car requires minimal maintenance since all the working parts have never been used. Once you start putting miles on the clock, it takes a toll on every part of your car. Every part of your car has an estimated lifespan. Once they reach their life expectancy, they can give way and will need replacing. This includes regular maintenance items like the brakes as well as other essential parts like filters, pumps, and other engine components. Your warranty can help make these repairs as cheap as possible without forcing you to sacrifice in terms of quality parts and skilled labour.
 

Maintain Higher Resale Value

Just because you buy a vehicle today, does not mean that you are going to be driving it ten years from now. After a few years, you might find yourself in need of an upgrade or change, which means that it will be time to sell. Keeping a full service history and making sure that your vehicle is in the best possible condition will help maintain a reasonable resale price. With an additional warranty, you will be able to maintain your car in the most affordable manner possible.

At A-Protect, we treat all of our clients as individuals. Our customized extended warranty approach means that you will get exactly what you need at the most affordable price. Contact our team at 1(866) 660-6444 or (416) 661-7444 today for more product information and professional assistance.
 

When you sign an extended warranty on your vehicle, it’s important to make sure that you are choosing the best product to suit your needs. There are a number of warranty providers out there, but not all of them will meet or exceed your expectations. By asking the right questions before signing on the dotted line, you will have a better understanding of what to expect from your coverage.
 

What does my warranty cover?

Used car extended warranties come in all shapes and sizes. Some companies offer limited structures whereas other providers take it up a notch with customized warranty products. When choosing your plan, you need to make sure that you understand exactly what is covered and what is not. The representative assisting you through the decision-making process should take the time to listen to your concerns before offering you any plans. Don’t be afraid to ask for an in-depth explanation of the warranty before you sign.
 

Am I getting the best value for money?

It’s easy to be attracted to savings and hot deals, but true value for money is what we all should be looking for. Cheaper doesn’t always mean better value and, when shopping for a used car warranty, you should prepare to compare. It’s not just about comparing the rates but also the level of customer service, professionalism and what you’re getting for your money at the end of the day. For example, a slightly more expensive plan can prove more valuable than a cheaper one if it offers more benefits.
 

Am I liable for any repair costs?

Make sure that you understand all the terms of your policy and ask the representative about your deductible. Deductibles are the fees payable by the vehicle owner in the event of a claim. Your deductible will be based on the package, and it will form part of your agreement. It’s also worth asking the representative about keeping your deductible as low as possible. In some cases, a zero deductible might be on the table.
 

What is the procedure for filing a claim?

In the event of a repair claim, it’s important to understand the claims procedure. Make sure that you understand each of these steps and keep a copy of all steps and the contact number for the claims department at all times.
 

Where to service/repair my vehicle?

When your vehicle is under an extended warranty, it works in a similar manner to manufacturer warranties. Your vehicle may only be serviced by a licensed mechanic. In case of a breakdown, it’s important to call your warranty company first. Then a warranty company will direct you to an authorized facility depending on the issue.
 

Are there any limitations?

Your warranty might be subject to limits in terms of mileage and/or a particular time frame. You might be restricted to a certain number of claims per year, for example, and it’s important to familiarize yourself with these limits.

For comprehensive coverage, an A-Protect used vehicle warranty will set your mind at ease. Call our knowledgeable team today at 1(866) 660-6444 or (416) 661-7444 to find out more about how we will customize your extended warranty!