Extended warranties are an extension to the manufacturer’s warranty once it expires. This coverage gets
provided by a third-party dealership or the carmaker dealership. It covers any unforeseen damages to
the car resulting from mechanical failures and electrical problems. The coverage plays a similar role to
the factory warranty but in a more diverse and complex manner. Remember, all brand-new cars from
the factory always come with a factory warranty mainly set for a coverage period of 3 years/ 36,000
miles.
Once this period ends, the manufacturer's warranty expires, and the car owner remains the sole
caregiver of the car. That means in case an event where a breakdown occurs; the factory won’t come in
to aid. It now gets worse when the vehicle turns out to be very problematic and develops faults that are
expensive to manage. If you are an individual who lives under a fixed budget or does not have sufficient
finances to meet the bills, then war unto you.
Glady, you can only salvage yourself and the car out of that ditch by securing an extended warranty. This
warranty is so vital that you must never shrug off or ignore it. An extended warranty will significantly
contribute to ensuring your car's well-being and seeing you drive in good shape for long.
As stated above, extended car warranties only cover the car in the event of a mechanical or electrical
glitch and, in some way, affect the car's general functionality. In case there is no way an extended
warranty will include a problem caused by accident.
Why extended warranty does not cover accident- related damages
Accidents and other natural calamities such as fire, theft, and floods cause most cars to break down.
Damages from the such event do not qualify for a claim and cushioning from an extended warranty.
That is the sad reality about extended car warranties. Extended car warranties only cover mechanical
and electrical flaws and not accidents.
That is one policy about extended warranties that cannot be changed no matter the circumstance. Not
only does our accidents avoided in extended warranty coverage but also coverage of wear and tear
parts. The wear and tear parts in a car are the part that will depreciate in quality over a short period and
would need replacement.
These parts include; Clutch plates, Oil, Tires, and Brake pads. These parts and any other car parts that
wear off after a given usage period are not entitled to coverage.
Since we’ve now understood that extended warranties do not cover accidental damages, we have to
find the perfect remedy. That is now when we begin to talk about Car insurance.
Car insurance for accidental damages
Car insurance is a term not new to car enthusiasts. This form of protection is an agreement contract
between a car owner and an insurance company that states that the insurer is responsible for coverage against financial loss from the risk insured. The risk insured now include accidents from Road crushes, floods, fire, and theft.
How Car insurance works
Car insurance work by offering financial assistance to the insurer in an event where the risk insured
against occurs. In this context, we are talking about car accident damages. The insurance company
usually offers premiums, which entails the different coverage plans you need. The higher the premium,
the more parts your car gets covered. Also, the higher the premium, the higher the premium price you
will pay.
Therefore, once you’ve purchased an insurance premium, your vehicle will be secured so that you get
paid if you are insured against what happens. The insurer can only get a claim once the event has
occurred and the proper claiming procedure gets followed. Remember, the damages to a car, injured
passengers within or outside the car, and the car that has possibly been hit are all entitled to coverage
by the insurance company. Car insurance coverage is the only solution to solving accidental damages,
not extended warranties or the factory warranty.
Also, accidental damages have exceptions in their coverage, such as the wear and tear parts don't get
covered by the premium plans.
Conclusion.
An insurance premium will only cover accidental damages on a car since an extended or factory
warranty cannot do that. An extended warranty only covers the damages in a car that have resulted
from mechanical damages to the vehicle. If you plan to secure a car, you must understand that the two
work well in securing your vehicle and are a must-have.
Insurance plays its role in accident-related faults, while the extended warranty gets down on mechanical
faults. Get an extended car warranty from us at A-Protect Warranty Corporation and see your car
secured from all sudden faults. Give us a call using +1-866-660-6444 or write to us at info@a-
protectwarranty.com.