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A car has an asset worth a couple of bucks. By saying so, this means that you need to secure your assets
against things that can affect its normal performance. Most cars are always vulnerable to damage by
natural disasters, such as fires and floods, accidents and other issues. One way of protecting your car is
by getting an insurance. An insurance is basically a legal agreement between two parties, that is;
(insurer) the company and the (insured) the individual against risks on an asset which can bring about
financial loss. This agreement is made in form of policies that the individual takes against the risks. For
car, an insurance is a necessity in almost the entire countries on the world. Immediately you walk off
that car dealership, your need to be insured. Failure to doing so is an offence and one can get punished
by law.
The manner in which you drive has a huge impact on your car insurance. There is a high possibility of
the insurance company doing away with the agreement if you are slapped with a bad driving record.
Here in the Americas, a driver can be slapped with a bad driving record when found breaking traffic laws
such as speeding, cause an accident and drive under alcohol influence. Bad driving habits Can come with
consequences some including; total car breakdown, minor breakdown or major breakdown. Repairing a
car with faults can be very expensive to manage. However, with an extended warranty, you are
guaranteed maximum protection against financial expenses which result from these faults and
breakdowns. Extended warranties orused car warranties are an extension to the factory warranty which
cover for expenses that come due to damage or breakdown to the secure parts of a car.
For one to lose his/her car insurance, there are a number of ways which can lead to that which include;
1.Drunk driving.
When you are apprehended driving a car while driving, there is a high possibility of losing your car
insurance. Most insurance companies will not take action immediately but will sure hit you under the
belt. This can in form of an increase rate on the policy or make it hard for one to renew the contract.
2. Cause repeat accidents.
When you are fond of causing accidents, the insurer can withdraw the contract and terminate it. Being
involved in accidents often will increase the chance of the insured risk and thus be a noted riskier
individual to the company itself. You can lose the policy or find it rough to renew the contract.
3. Getting to many tickets.
Well, here if you are also a victim in getting to many tickets often then you are in for a big shock. Tickets
can come either by speeding, ignoring traffic lights or bad over taking. The insurer does not turn a blind
eye to all the tickets you get. With an evaluation done on each client, an insurer can easily do away with
the contract if you have a lot of tickets on your side.
All these means above are ways in which one loose his/her car insurance due to a bad driving record.
Don’t worry because there are ways in which you can retrieve your insurance. Here are the ways;
1.Reduce the coverage of your car.
The comprehensive and collision coverage has one of the highest rates which most insurance companies
offer. This is in fact what makes of insurance policies look expensive. A comprehensive and collision
coverage is a policy which cover most of the risk a car is exposed to. In other terms, in can be similar to a
full coverage. A full coverage is always expensive to purchase and maintain. Therefore, If you have a bad
driving record and wish to keep the contract going then you have the option of reducing the coverage.
2.Go for nonstandard policies
If you are a high-risk driver then opting for a nonstandard policy is the only remedy. Going for a high-risk
policy will help you by making sure that your insurance plan still maintains even if you have a bad driving
record.
Conclusion
From the above information, it is clear that indeed one can still back his/her insurance when slapped
with a bad driving record. When you are a victim of such, then no need to worry since we’ve got you
covered with the hot tips above. Bad driving habits are often associated with most case of receiving bad
driving records. Make sure that you shun away from reckless driving, ignorance and rather drive in the
right manner. An extended warranty will also be of great aid in most instances. We here at A-Protect
Warranty Corporation are ready for you anytime. Get in touch with our team and walk away with an
extended warranty. +1-866-660-6444 cell phone line to use. If you prefer to write then use info@a-
prtoectwarranty.com.